How much retirement costs depends on what you want out of retirement, and your individual needs and circumstances. The lifestyle you want may look different to another person's, so your living costs will be different. For example, you might prioritise travel, whilst your friends want to stay close to the grandchildren at home.

How a salary sacrifice arrangement can be used to make voluntary super contributions.

You and your employer can agree on a salary sacrifice arrangement (also known as salary packaging or total remuneration packaging) to exchange part of your salary or wages for benefits of a similar value.

Dealing with illness is often unexpected and stressful. Getting emotional and financial support can help you manage.

Here, we explain how you could get additional support.

Just when we thought it was safe to return to the supermarket aisle, it seems inflation has come back to bite us again. Worse, the Reserve Bank of Australia predicts it will linger for longer than previously expected, adding to cost-of-living concerns.

You’re scrolling through an online retailer, like Amazon, Shein or eBay, and spot a shirt on sale for $40. You add it to your cart, but at checkout, a $10 shipping fee suddenly appears. Frustrated, you close the tab.

But what if that same shirt was priced at $50 with “free” shipping? The likelihood that you would have bought it without a second thought is much higher.

Renting may feel like a flexible and often necessary solution, offering more freedom to move around and avoiding the responsibilities of property maintenance. However, in the long-term, home buying could prove financially advantageous. We’re supporting you to go from renting to home buying by simplifying the process with manageable steps. Let’s start by looking at some of the advantages of buying a house.

Preparing for Payday Super is important for your business because it shifts superannuation payments from quarterly to matching your payroll frequency and requires payments to be made within 7 business days. This transition can impact your business, so getting a head start is critical.

Commodities delivered strong headline returns in 2025. Yet, beneath the surface, this rally was quite uneven—precious metals rose by roughly 80%, while the remainder of the Bloomberg Commodity Index underperformed cash by more than 3%.

Private credit has moved from the edge of finance to an established component of the below-investment-grade credit markets. What began in the mid‑2000s as a relatively small and specialised form of nonbank lending has grown into a significant source of financing for small and medium‑sized companies, operating alongside the leveraged loan and high‑yield bond markets. 

The Australian Taxation Office’s September 2025 quarterly SMSF statistics reinforce a clear message for investors: while the SMSF sector is maturing in terms of fund growth, capital allocation remains decisively growth‑oriented.

As at the end of the September quarter, SMSFs collectively held an estimated $1.07 trillion in assets, up from around $1.02 trillion a year earlier. 

Over the past few weeks, I've really noticed a familiar theme in conversations with our clients, a big concern that interest rates in Australia are on the rise again.

For many people, that means they might feel like they have been through those tough times a few years ago and "are we headed back there again?"

International Women’s Day is a time to celebrate progress. It’s also a moment to acknowledge a reality that quietly shapes many financial decisions - caring responsibilities.

In late December the Australian Securities & Investments Commission issued a warning to investors on so-called ‘pump and dump’ operators – unscrupulous actors who start rumours about small cap securities to inflate the share price in the hope of making a quick profit.

The start of 2026 has seen gold and silver surge to record highs.

So what’s behind those surges and falls? And what should everyday investors know about the risks of investing in precious metals right now?

Capital gains tax is once again the subject of parliamentary debate, with Treasurer Jim Chalmers declining to rule out options for reform.

Along with negative gearing, the capital gains tax discount has long been suggested as one cause of Australia’s housing affordability crisis.

There's a rise in criminals calling, emailing or messaging people and pretending to be from the bank so that they can steal your money.

The scammers ask you for personal or financial information or to transfer funds or to give them a one-time security code over the phone.

There has been a spate of articles and commentary in recently calling on the Australian government to reduce spending.

Those calling for government cuts – mostly long-time advocates of smaller government – claim this would lower inflation, and as a consequence, reduce interest rates.

When the Reserve Bank of Australia (RBA) board voted unanimously to lift the cash rate to 3.85% in February, the decision was driven by one overriding concern. It wants to stop the rising cost of living from becoming entrenched.

Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals, or understand why a lender rejected you.

If you've ever applied for credit or a loan, there will be a credit report about you.

New research shows grief in aged care begins long before death, starting at the moment a loved one enters residential care. Families describe a long, evolving journey shaped by loss of role, communication, and meaningful rituals – pointing to the need for grief support across the entire aged care experience.