Returning to work after having a baby
Balancing financial and work commitments with caring for children is possible with a little planning.
Before you return to work, talk to your employer. Discuss how you'll manage your new family responsibilities and work commitments
Why it’s never too early to start teaching your children about money
Here’s how you can help your children build financial literacy.
Australia is one of the wealthiest countries in the world, yet many Australians struggle with financial literacy.
Vanguard’s 2024 How Australia Retires report found that only one-third of Australians were very confident or extremely confident in making financial decisions.
What are family trusts?
Many of us associate trust funds with their depictions in popular culture – tools used by the mega-rich to distribute enormous family incomes among “trust-fund babies”.
Recently, they even went viral as the centrepiece of a TikTok audio by user @girl_on_couch, who was famously “looking for a man in finance. With a trust fund. 6'5. Blue eyes.”
ASX zombies make a strong case for investment diversification
Australian Securities Exchange (ASX) data shows more than three dozen companies have been delisted from the Australian share market so far this year.
The majority of those delistings have been voluntary, at a company’s request. But the remainder have been delisted by the ASX due to listing rule breaches including their non-lodgement of documents and failure to pay their annual listing fees.
Markets are choppy. What should you do with your super if you are near retirement?
For Australians approaching retirement, recent market volatility may feel like more than just a bump in the road.
Unlike younger investors, who have time on their side, retirees don’t have the luxury of waiting out downturns. A sharp dip just before, or as you begin drawing down your superannuation, can leave lasting damage.
Your 30 June superannuation checklist
With the end of the current financial year fast approaching, time is running out if you’re planning to boost your superannuation balance before 30 June.
Even depositing a small amount of extra money into your super account before 30 June this year could make a big difference to your overall retirement balance over the longer term, thanks to compounding investment returns.
Super guarantee penalties
If you do not meet your super guarantee (SG) obligations, you may have to pay additional penalties or charges on top of the super guarantee charge (SGC).
Scams: knowledge is protection
Scammers operate in an ever-evolving space and the scams of today are far more sophisticated than they have ever been, targeting even the most financially literate individuals.
In addition to the financial impact from a scam, it can affect your mental health as well as damage your reputation, so understanding how scammers operate is the best way protect yourself from falling victim.
5 steps towards a financially fit retirement
If retirement is just around the corner, the current financial climate may make you feel a little uneasy. Watching the markets fluctuate might leave you worrying about whether your superannuation will be enough to see you through.
It’s not a time for hasty moves, though.
If you are concerned a calm review of your current portfolio and investment strategy may be helpful.
Forging new bonds - how bonds work
Bonds are not usually the flashy upstarts of the investment world with their every move reported, like stocks.
But the Trump Administration’s extraordinary refashioning of world trade, with on-again off-again tariffs of eye watering amounts, has put bond markets in a similar position to share markets – in turmoil.
The aged care Star Ratings are changing - here’s why
The Star Ratings system debuted in December 2022 and it was designed to help families find high-quality aged care providers.
The five-star scale was introduced in response to the Royal Commission into Aged Care Quality and Safety. It was meant to distil complex care metrics — Resident Experience (33 percent), Compliance (30 percent), Staffing (22 percent) and Quality Measures (15 percent) — into a digestible score.
How Home Care Packages can help reduce entries to hospital
Hospital admissions can be distressing for individuals and costly for healthcare systems. Many of these admissions, particularly for older adults and those with chronic conditions, can be prevented through adequate support at home. Home Care Packages (HCPs) play a vital role in reducing hospital entries by providing tailored care that promotes health, safety and independence.
Understanding your retirement income
Work out how long your super or account-based pension will last.
There are many variables that come into play when calculating how long your super or account-based pension will last in retirement, and it can be challenging to figure it out alone.
Super and planning for retirement
When you start to plan for retirement, you’ll need to check your super:
You can do this in 5 simple steps with the ATO's super health check. For most people it only takes a few minutes.
Keep track of your investments
Review your investments regularly to make sure you're on track to reach your financial goals and you're comfortable with the investment risks.
Find out how to review your investments' performance and what to do if you're not getting the returns you expect.
When can you access your super early
You can access your super early in very limited circumstances, including to pay certain expenses on compassionate grounds, as well as terminal illness, incapacity and severe financial hardship.
For information on how to save money for your first home inside your super fund, see First home super saver scheme.
When markets are volatile, it pays to stay invested
Periods of high volatility have forever been part of investing. But even seasoned investors might feel tempted to retreat to “safe” assets like cash during these times.
While this approach may help you sleep better at night, it’s unlikely to be good for your financial well-being.
Election 2025: what’s on offer for first home buyers?
Australians will head to the polls on May 3, and with housing affordability shaping up as a key election issue, we unpack how the two major parties are pledging to help first home buyers.
Housing affordability has reached boiling point.
Both Labor and the Coalition agree on this.
But they’re offering different solutions for first home buyers.
Federal Budget 2025-26 Analysis
Much of the 2025 Federal Budget was already known, after a volley of pre-election spruiking for votes. But Treasurer Jim Chalmers had one surprise up his sleeve - $17 billion in tax cuts. The first round of cuts will kick in on 1 July 2026 and second round on 1 July 2027, saving the average earner $536 each year when fully implemented.
Federal Budget 2025-26: Spotlight on tax
In the shadow of an upcoming election, Jim Chalmers’ fourth Budget delivered small but unexpected tax cuts for all Australian taxpayers.
The modest cuts were delivered against a backdrop of growing economic uncertainty, with the treasurer emphasising the need for national resilience in the face of rapid global change.

