Is federal government spending really to blame for higher inflation? It’s not clear cut
There has been a spate of articles and commentary in recently calling on the Australian government to reduce spending.
Those calling for government cuts – mostly long-time advocates of smaller government – claim this would lower inflation, and as a consequence, reduce interest rates.
What the RBA wants Australians to do next to fight inflation - or risk more rate hikes
When the Reserve Bank of Australia (RBA) board voted unanimously to lift the cash rate to 3.85% in February, the decision was driven by one overriding concern. It wants to stop the rising cost of living from becoming entrenched.
Credit scores and credit reports
Lenders use your credit score (or credit rating) to decide whether to give you credit or lend you money. Knowing this can help you negotiate better deals, or understand why a lender rejected you.
If you've ever applied for credit or a loan, there will be a credit report about you.
Navigating grief in the aged care system: why support must start long before end-of-life
New research shows grief in aged care begins long before death, starting at the moment a loved one enters residential care. Families describe a long, evolving journey shaped by loss of role, communication, and meaningful rituals – pointing to the need for grief support across the entire aged care experience.
Managing unexpected retirement
Stopping work is a big shift – especially when you haven’t planned for it.
Only one-third of Australians retire because they’ve reached retirement age. For many, retirement happens earlier than they expect due to events outside their control.
Are downsizer contributions losing steam?
Tax Office data shows fewer people used its super scheme in 2024-25.
Introduced in 2018, the home downsizer scheme allows eligible Australians aged 55 and older to contribute up to $300,000 from the sale of their home into superannuation, outside of normal annual contribution caps.
Underinsurance: What it is and how to avoid it
When disaster strikes, the last thing you want to discover is that your insurance doesn’t stretch far enough.
Underinsurance means your insurance won’t cover the full cost to rebuild, repair or replace what you’ve lost. It's important to get the right amount of home insurance and protect yourself from costly surprises.
The EOFY jobs that might matter more than you think
As the end of the financial year (EOFY) approaches, investors often focus on topping up super, maximising deductions, prepaying interest or reviewing portfolios. While these are all valuable activities, there are some less obvious tasks that can have a big impact on your tax position, wealth preservation and long-term planning outcomes.
Ways to prevent family trust disputes
Most families don’t expect disputes to arise within their trust, especially when its purpose is to protect wealth and support loved ones. But misunderstandings about control, rights or responsibilities can quickly create friction.
A little upfront planning can help preserve relationships as well as assets.
Warren Buffett: timeless lessons from a lifetime of investing
Warren Buffett has never looked much like a financial celebrity. He lives in the same house he bought in Omaha in 1958, prefers simple food, and has built one of the greatest investment records in history using his long-term value investing strategy.
Design your “Prime Time”
During the course of 2026 already we've had a number of great client meetings with both new clients and existing clients, at a stage of life where they're starting to contemplate what their retirement years might look like.
I wanted to describe a little bit about what's been coming up for people there and how we've been dealing with that.
Travel - your passport to feeling young
Forget expensive creams, doing push-ups, or pretending you like kale. The real anti-aging secret might be digging out your carry-on bag.
Travel, it turns out, is basically a spa treatment for your brain, your body, and your soul, except, instead of coconut water, you get the thrill of new adventures and stories you will retell forever.
Position your portfolio for what’s next
A volatile geopolitical landscape, rapid technological shifts and evolving energy systems are helping to reshape investment returns.
As we settle into 2026, the challenge for investors is in understanding and taking advantage of (or avoiding, if necessary) these global trends.
Protect and grow wealth in uncertain times
Interest rate swings, market volatility and global tensions make one thing clear: wealth management needs both protection and growth strategies to thrive.
Finding the balance between driving growth and safeguarding capital takes a disciplined approach to portfolio construction but it could help your wealth to endure, despite the ups and downs of the market and the impact of inflation on your purchasing power.
Super health check
Your super could be one of the biggest assets you’ll accumulate in your lifetime.
However, many Australians think they don’t need to worry about their super until retirement. Some don’t think about it at all.
Five money tasks to start the new year
Getting on top of your finances is one of the most common new year’s resolutions. But sticking to them can be hard.
If you want to get your finances unstuck, here’s five money tasks you can tick off during your summer down time, that will help set you up for success this year.
Children’s share investments
Children's share investments
When you buy shares, you have a choice whether you quote a tax file number (TFN).
If you quote a TFN, you pay taxes on the dividends when you lodge the tax return.
Five defining investing themes of 2025
2025 was defined by dramatic shifts and surprising outcomes across global investment markets.
From the surge in precious metals to the resilience of equities and the evolving landscape of fixed income, investors navigated a world shaped by economic uncertainty, technological innovation, and shifting government policies.
Lifetime income streams
Setting up a lifetime income stream is one way to get regular payments in retirement.
A lifetime income stream is a financial product that pays you regular income for as long as you live
Working while you’re getting the Age Pension
You must tell us if you or your partner start any paid work and you must report any employment income you or your partner have been paid. If you don’t, we may pay you too much Age Pension and you’ll have a debt to pay back. We may also stop your payment. Read about employment income reporting.

