In today’s world, more children than ever are struggling with their mental health. ADHD, anxiety, depression, autism spectrum disorders—these conditions are on the rise, leaving parents searching for answers that go beyond prescriptions and quick fixes. What if one of the most powerful tools to support a child’s emotional and mental wellbeing is something as simple—and profound—as what’s on their plate?

Ageing is a natural part of life, and with it often comes a reduced ability to manage everyday tasks, especially at night. The same is true for people living with disabilities who may need extra support with mobility, safety or personal care. While daytime assistance is valuable, nighttime brings its own challenges and risks.

Ageing comes with wisdom, experience and a lifetime of stories, but it can also bring new challenges. Tasks that once felt effortless may now require support, and while many people assume the only option is moving into residential care, that isn’t the case.

A sudden death can place financial stress on those who depend on you. If this happens, life cover can help them pay the bills and other living expenses.

Life cover is also called 'term life insurance' or 'death cover'. It pays a lump sum amount of money when you die.

What role will an inheritance play in your long-term wealth strategy?

If the ballpark numbers are at least remotely close, the amount of assets set to be transferred from one generation to the next in Australia over the coming decades will amount to trillions of dollars.

Uniforms, bags, stationery, fees, lunches, excursions and computers — the costs of sending kids to school soon add up. Planning ahead can help you stay on top of costs.

Uniforms and stationery can be big up-front costs. But there are ways to reduce how much you spend.

After a natural disaster, you may be targeted by ‘storm’ or ‘disaster’ chasers. They might claim to offer you quicker, cheaper, or specialised repair services, or to help with your insurance claim. Before you commit, pause and check that the quicker, cheaper service isn’t going to cost you more out of pocket.

Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer. But there are some pros and cons to be aware of. Let’s take a look.

Think back to 2022. That’s when the Labor government first proposed a new Help to Buy scheme. 

As the festive season approaches, there is a noticeable shift in the air. The days grow longer, school terms wrap up, and communities across the country begin to prepare for end-of-year celebrations in all kinds of ways.

Investing may be all about the numbers – growth, returns and risk – to build a secure future but increasingly investors are interested in an even more meaningful approach.

Four out of five respondents to a 2024 survey wanted their investments to have a positive impact in the world.ⁱ

It’s the season for gifts, sharing meals and spreading cheer. But what if your festive generosity could do more? What if it could ripple through generations, perhaps shaping futures and maybe reduce your tax bill?

Giving isn’t just an act of kindness; it can also be a smart financial move. From helping loved ones today to creating a legacy for future generations, strategic gifting can align with your broader financial goals.

An SMSF is a trust generally run for the sole purpose of providing retirement benefits to its members. Generally, it's illegal for anyone to benefit from the SMSF outside this arrangement.

Individuals are being targeted to start an SMSF for a range of inappropriate and illegal reasons.

Get the right amount of home insurance and protect yourself from costly surprises.

When disaster strikes, the last thing you want to discover is that your insurance doesn’t stretch far enough. Underinsurance is very common in Australia and most people don’t know they are underinsured. And it can leave you significantly out of pocket when you make a claim.

Recently, there was an alert about the ASIC Moneysmart website being impersonated. It’s part of a growing – and increasingly sophisticated – trend of scammers targeting reputable, high traffic websites.  

These days, websites can be very easily set up and look quite professional without much effort, thanks to templates. 

When school holidays come along, there are plenty of cheap and cheerful things to do.

With some planning and creative thinking, there are ways to keep your kids busy at home.

How much super should I have is a common question. But when it comes to how much super (or other savings) you’ll need for retirement there’s no single right number - because everyone’s retirement looks different. It depends what your big costs are likely to be, and what sort of lifestyle you want.

Did you know that there is around $2.6 billion in lost shares, bank accounts and life insurance in Australia?

Some of it could belong to you, and it’s free and easy to check using the unclaimed money search tool on the Australian Securities and Investments Commission (ASIC) website.  

Australia’s latest dividends stream was flowing strongly recently as many listed companies and exchange traded funds (ETFs) collectively paid out income returns directly to their investors.

The bulk of those payments were the dividends that were declared in August during the latest company reporting season and related to announced earnings from the operating period that ended on 30 June.

Low interest rates have intensified the search for higher income returns.

Noted in a recent article, Australian households are now holding record amounts of cash.

Reserve Bank data shows the weighted average interest rate being paid on term deposit amounts up to $10,000 held in authorised deposit-taking institutions (ADI) such as banks and credit unions was just 2.85% per annum at the end of August.

In a world of constant financial noise, from market updates and interest rate speculation to economic forecasts, it’s easy to feel overwhelmed and choose to do nothing.

But inaction can be costly when it comes to building long-term wealth. Whether it’s leaving money in cash, delaying investment decisions or ignoring the power of regular contributions, the financial consequences of sitting still can quietly erode your future goals.