How to plan and stick to your renovation budget
Renovations can be an exciting time to re-shape the look and feel of your home, however before you start getting into the details, it’s important take a step back and clarify ‘why’ you’re renovating.
Assessment and eligibility for aged care services
Key points:
My Aged Care will be your first point of contact if you are in looking to access Government funded aged care services.
A RAS or ACAT/S assessment can determine what services will best suit your needs.
If you are found eligible for government-funded services, you will then be able to start looking for aged care providers.
Keeping your cool when the markets heat up
Investing isn’t just a numbers game. It’s an activity that stirs various emotions from hope and optimism to fear and anxiety.
Whether the ASX is surging or stumbling, emotional responses to market movements can shape outcomes just as much as economic fundamentals. Understanding those responses is crucial to building resilience, especially in unpredictable times.
Planning is key as SMSFs enter new phase
Self-managed superannuation funds (SMSFs) have long been associated with older Australians and small business owners looking for greater control over their retirement savings.
But recent data suggests the sector is undergoing a quiet transformation.
Time to clear your digital cobwebs
We’re used to tackling physical mess. We clear out closets, sort through garages, and sometimes even face that overflowing junk drawer in the kitchen. But there’s another kind of clutter we often ignore - the kind that lives on our devices, in our inboxes, and across the dozens of apps and platforms we use every day.
How to shift into pension mode
When and how you can access your super to start an account-based pension.
If our working years can be regarded as the time when we aim to build up our superannuation savings, our retirement years can equally be regarded as the time when we aim to spend them.
Less hibernate, more activate
When the temperature drops, it feels like more of an effort, but getting outdoors, even when it’s chilly, can do your brain and body a whole lot of good.
Let’s be honest - when it’s cold outside, the couch starts to look very attractive. You’ve got the heater cranking, you’re engrossed in the latest TV series with your favourite hoodie on, and venturing out into nature seems like a job for someone far more motivated.
Legacy or liability? Planning a smooth wealth transfer
Australians inherited an estimated $150 billion in 2024, an increase of more than 70 per cent in a decade, according to a JBWere report.i
It’s a number that’s predicted to grow more rapidly over the coming 20 years to $5.4 trillion, the report finds.
Managing this flow of wealth to family groups, often complicated by divorce and remarriage as well as children from previous marriages, can lead to disputes and legal challenges if not carefully handled.
Your future just got a super boost - are you ready?
Your future just got a super boost – are you ready?
With the new financial year comes a fresh wave of superannuation changes that could make a real difference to your retirement savings.
Insurance payouts after a disaster
When to include insurance payouts from disaster events in your tax return for businesses, or assets that produce income.
When recovering from disaster events, check if you need to report and pay tax on insurance payouts.
How to bucket your money and save
Bucketing is a smart way to manage your money without complicated budgets or spreadsheets. You set up multiple bank accounts called ‘buckets’ and use each one for a specific purpose, like bills, savings or entertainment. Once your buckets are set up, it’s easier to see and control how you spend and save your money.
Portfolios for the risk we may not be imagining
Investors have faced a wild ride in 2025. The excitement may not be over.
Equity and fixed income markets took less than a month to recover after U.S. tariff announcements in early April sent them reeling, giving investors a valuable opportunity to reexamine their relationship with risk.
Two ways to invest your mortgage rate cut
Why investing extra money from a rate cut can be a better long-term option.
Millions of Australians holding variable rate mortgages are about to receive a monthly household cash infusion, thanks to the Reserve Bank’s 0.25% cash rate cut on 20 May.
Do you know who gets your super when you die?
Do you have a plan for who will receive your super if something happens to you?
For many Australians, superannuation is their greatest asset outside the family home.
But do you have a plan for who will receive your super if something happens to you?
Are your adult children ready for the wealth transfer?
The inheritance wave is building but most people are unprepared for the ride.
Transfers of accumulated wealth from one generation to the next are part and parcel of everyday life.
But the next 20 to 30 years will see the biggest intergenerational wealth handover in history.
Volunteering in retirement: finding purpose, structure, and joy
Retirement might be just around the corner, or maybe you’ve recently crossed that exciting threshold. You’ve worked hard for decades, and now ready to trade in the alarm clock for leisurely mornings and to-do lists that are actually fun. But as you move into the next phase of your life; a thought might cross your mind: What now?
How the $3m super tax may affect you (and what to do next)
As the federal government moves to introduce a new 15 per cent tax on superannuation earnings above $3 million (known as Division 296 tax), concerns and debates have emerged about the broader implications for investment strategies, retirement planning, and even the property market.
Smart moves before the financial year ends
The end of the financial year is an opportunity to optimise your financial strategy, take advantage of tax deductions, and set yourself up for the new financial year.
Whether you're looking to maximise tax benefits, rebalance your investment portfolio, or to simply ensure you’re ticking all the right boxes, smart end of financial year (EOFY) planning can make a big difference.
The superannuation changes from 1 July
The super changes coming into effect in the 2025-26 financial year
Australian superannuation laws are set to change once again in the 2025-26 financial year as the nation’s fast-growing retirement savings system continues to evolve
Returning to work after having a baby
Balancing financial and work commitments with caring for children is possible with a little planning.
Before you return to work, talk to your employer. Discuss how you'll manage your new family responsibilities and work commitments