Separating? Understand your home loan options
Nicole Kidman and Keith Urban are making headlines, having reportedly called time on their 19-year marriage. If you’re also facing a relationship break-up, it’s important to know where you stand on practical issues, such as how to hold onto the family home, if that’s your goal.
Find lost super
If you’ve ever had a job in Australia, even short-term, your employer probably paid money into a super fund for you.
This money is yours – even if you’ve moved, changed names, stopped using your old phone or email, or never signed up for an account.
Is big tech about to stumble?
It's easy to get sucked into the lure of the biggest companies - they're the most powerful; they're unstoppable. But history suggests that's not how these things work.
The companies many investors have relied on for their returns in the last few years are the Magnificent 7 (Mag 7). Today, what kind of shape are they in? Do they justify the faith that investors have placed in them? And crucially, is it too late to buy them as investments?
How ‘investment procrastination’ could be hurting your wealth
Putting off investing could cost you more than you think.
Many people delay investing because they feel they don’t know enough, are afraid of making mistakes or believe they need a large sum to begin.
This ‘investment procrastination’ — which can be a result of uncertainty, fear or hesitation — can limit their ability to build long-term wealth.
Australia’s economy shows best results in two years as consumer spending picks up
The Australian economy picked up strength in the June quarter as consumers opened their wallets, boosted by interest rate cuts earlier in the year.
New figures from the Australian Bureau of Statistics showed gross domestic product (GDP) grew by 0.6% in the June quarter and 1.8% over the year — the strongest outcome in two years and above market and economists’ expectations.
Thinking about retirement
We can help you plan for retirement and meet financial challenges when you’re retired.
You may be at a point in your life where you’re thinking about retiring. This could mean you’re reducing your work hours or stopping work completely.
Caring for older Australians
Caring for the elderly or aged means caring for someone who is either:
older than 65
older than 50 for Aboriginal or Torres Strait Islander people.
It may be your parent, grandparent, extended family member or loved one.
You have access to the same services and payments as other carers. You may need to take time off work for caring responsibilities. You’ll need to make sure you also care for yourself.
Boost your super savings
What's your super strategy?
Creating a strong super strategy is crucial to setting yourself up for success later in life. Starting now and making small changes to how you approach your super savings can make all the difference to ensuring you have a secure and comfortable retirement.
Private vs government-funded elderly care: what’s best for your loved one?
Older Australians can access both government-funded and private aged care services, each with different costs, eligibility rules and flexibility. Understanding the differences between these options can help you or your loved ones make informed choices about the right support at home or in care.
As Trump abandons the rulebook on trade, does free trade have a future elsewhere?
The global trading system that promoted free trade and underpinned global prosperity for 80 years now stands at a crossroads.
Recent trade policy developments have introduced unprecedented levels of uncertainty – not least, the upheaval caused by United States President Donald Trump’s sweeping tariff regime.
How your gut health shapes your immune system
Did you know that your gut has a profound impact on your immune health? Recent research has uncovered a powerful connection between gut health and autoimmune conditions, revealing that the state of your gut can either protect you from or predispose you to autoimmune issues. Let’s explore how this connection works and how you can support your gut to promote a balanced immune system.
Estate Planning
How to develop an estate planning strategy to deal with your assets in the event of your death.
Estate planning involves developing a strategy to deal with your assets after you die – the legal instruments and structures, such as a will, you put in place to transfer your assets in the event of death.
99% of brokers have helped their clients secure a lower rate
Switching to a new home loan might sound like a hassle. But new research shows brokers don’t just make refinancing easier, they can also help home owners secure a lower interest rate – and much more.
A string of rate cuts this year has helped drive a sizeable uptick in the number of Australians refinancing their home or investment loan.
Strategies for an unexpected retirement
The best time to start planning for retirement is yesterday.
But the second-best time? Today.
About two-thirds of Australians retire earlier than they anticipated because of unexpected events such as job loss or redundancy, they need to care for a family member, have a sudden illness or injury, problems at work or a partner’s decision to retire.i
Protecting what matters most
We plan for holidays, home renovations, and retirement but we’re less likely to plan for the unexpected. Life insurance is one quiet but powerful way to protect the people you love from financial stress if something happens to you.
From bad reputation to dream destination
When you start researching for a trip overseas it’s easy to be swayed by what can be a lingering bad reputation of a region or country. The landscape of travel is constantly shifting and what may once have been a no-go zone can now be a dream destination - and vice versa.
Retirement villages and occupancy arrangements
There are so many options when it comes to moving into a retirement village. Here we explain what some of them are along with the contractual arrangements you may have for each accommodation.
Retirement villages don't include residential care as defined in aged care legislation or commercial residential property.
How to stay scam safe
Scammers aim to take advantage of weak security and plan on you being distracted with everyday life.
Always be aware of what information you share. If a scammer gets your personal information they can use it to access your bank account, sign in to your myGov account, or steal money and commit fraud in your name.
Preparing for another savings pinch
The bad news for savers relying on income returns is set to continue.
Australia’s underlying level of inflation is continuing to fall, and which paved the way for another official interest rate cut when the Reserve Bank of Australia (RBA) board met earlier in the month.
Multiple super accounts can erode your retirement savings
Millions of Australians hold multiple super accounts — and it could be costing them.
Vanguard’s late founder, John C. Bogle, was known for championing the importance of reducing investment costs. It’s a principle that’s especially important for long-term investments like superannuation.